Rbi news

रिजर्व बैंक के जरिए सरकारी बांडों में विदेशी संस्थागत निवेशकों की निवेश सीमा 20 अरब डॉलर और विदेशी वाणिज्यिक उधारी की सीमा बढ़ाकर 10 अरब डॉलर किए जाने का उद्योग संगठनों ने स्वागत किया है।

हालांकि, उद्योग संगठन फिक्की को बड़े पैमाने पर मजबूत कदम उठाए जाने की उम्मीद थी। संगठन ने नीतिगत सुधार से संबंधित उपायों की घोषणा होने का अनुमान भी लगाया था। ताकि, आर्थिक माहौल तेजी से सकारात्मक बन सके।

फिक्की के अध्यक्ष आरवी कनोरिया ने कहा कि मौजूदा समय की मांग के मुताबिक भारतीय अर्थव्यवस्था के विकास और सुधार के लिए उपयुक्त नीतिगत उपायों का उल्लेख संगठन के 12 सूत्रीय एजेंडे में भी किया जा चुका है। यह उम्मीद है कि सरकार और आरबीआई इन सुझावों पर गौर करेंगे और बिना समय गवाएं इस पर अमल भी किया जाएगा।

दूसरी ओर, एसोचैम ने रुपये में गिरावट को रोकने के लिए आरबीआई के जरिए उठाए गए कदमों को सराहा है। उद्योग संगठन के महासचिव डीएस रावत का कहना है कि अर्थव्यवस्था में सुधार के लिए आरबीआई के पास सीमित विकल्प है। लेकिन, केंद्रीय बैंक के निर्णय से नकदी प्रवाह बढ़ाने के साथ रुपये की कमजोरी दूर करने में भी मदद मिलेगी।

रावत ने कहा कि विदेशी निवेश को उदार बनाने से देश में ज्यादा कोष इकट्ठा हो सकेगा। संगठन ने आरबीआई को देश में इक्विटी निवेश बढ़ाने की सलाह भी दी है। इसे एक्सचेंज दर को स्थिर करने में विशेष सहायता मिलेगी।

भारतीय स्टेट बैंक ने सावधि जमा की ब्याज दरों में बढ़ोतरी की

भारतीय स्टेट बैंक ने सावधि जमा की ब्याज दरों में बढ़ोतरी की है। तीन से पांच वर्ष की सावधि जमा पर अब 0.25 प्रतिशत अधिक यानी 9 प्रतिशत की दर से ब्याज दिया जाएगा। यह दर 15 लाख रुपये से कम की जमा राशि के लिए होगी। नई दरें एक जुलाई से प्रभावी होंगी।

एसबीआई का यह कदम हैरान करने वाला माना जा रहा है क्योंकि बैंक ने इस महीने के शुरू में जमा पर ब्याज दरें 0.25 फीसदी तक कम की थीं। एसबीआई इसके पहले निर्यातकों के लिए ऋण दरों में कटौती की घोषणा कर चुका है। एसबीआई की ओर से यह घोषणाएं ऐसे समय की गई हैं जबकि कर्ज में बड़ी पूंजी फंसे होने के कारण निवेशक बैंक मोर्गन स्टेनली ने एसबीआई की अंडरपरफॉर्मर रेटिंग को बरकरार रखा है।

बैंक के वरिष्ठ अधिकारियों का मानना है कि विकास को गति देने के लिए लोन के लिए ब्याज दरें घटानी होंगी और यह तभी संभव है, जबकि जमा पर ब्याज दरों पर लगाम कसी जा सकेगी। प्रतिस्पर्धा के चलते जमा पर ब्याज दरों में पिछले कुछ समय में इजाफा हुआ है। मालूम हो कि ड्यूश बैंक और लक्ष्मी विलास बैंकों ने भी पिछले सप्ताह जमा पर ब्याज दरों में इजाफा किया था। वहीं, यूनियन बैंक ऑफ इंडिया ने शनिवार को छोटे और मझोले उद्योगों के लिए कर्ज के लिए ब्याज दरों में 1 फीसदी की कटौती की है।

Indian currency

What is the Indian currency called?

The Indian currency is called the Indian Rupee (INR) and the coins are called paise. One Rupee consists of 100 paise.

What are the present denominations of banknotes in India?

At present, banknotes in India are issued in the denomination of Rs.10, Rs.20, Rs.50, Rs.100, Rs.500 and Rs.1000. These notes are called banknotes as they are issued by the Reserve Bank of India (Reserve Bank). The printing of notes in the denominations of Re.1, Rs. 2  and Rs.5 has been discontinued as these denominations have been coinised. However, such banknotes issued earlier can still be found in circulation and these banknotes continue to be legal tender.

Can banknotes and coins be issued only in these denominations?

Not necessarily. The Reserve Bank can also issue banknotes in the denominations of five thousand rupees and ten thousand rupees, or any other denomination that the Central Government may specify. There cannot,  though, be banknotes in denominations higher than ten  thousand rupees in terms of the current provisions of the Reserve Bank of India of Act, 1934.  Coins can be issued up to the denomination of Rs.1000.

Demonetization of higher denomination banknotes.

Rs. 1000 and Rs.10000 banknotes, which were then in circulation were demonetized in January 1946, primarily to curb unaccounted money. The higher denomination banknotes in Rs.1000, Rs.5000 and Rs.10000 were reintroduced in the year 1954, and these banknotes (Rs.1000, Rs.5000 and Rs.10000) were again demonetized in January 1978.

What are the present available denominations of coins in circulation in India?

Presently 25 paise, 50 paise, one rupee, two rupees and five rupee coins are being issued. Coins up to 50 paise are called ‘small coins’ and coins of Rupee one and above are called ‘Rupee Coins’. Though the coins in the denomination of 1 paise, 2 paise, 3 paise, 5 paise, 10 paise and 20 paise may still be in circulation, due to lack of demand these coins are not being issued.

RBI’s role

 1. What is RBI’s role with regard to conduct of Government’s banking transaction?

In terms of Section 20 of the RBI Act 1934, RBI has the obligation to undertake the receipts and payments of the Central Government and to carry out the exchange, remittance and other banking operations, including the management of the public debt of the Union. Further, as per Section 21 of the said Act, RBI has the right to transact Government business of the Union in India.

State Government transactions are carried out by RBI in terms of the agreement entered into with the State Governments in terms of section 21 A of the Act. As of now, such agreements exist between RBI and all the State Governments except Government of Sikkim.

2. How does Reserve Bank of India discharge its statutory obligation of being ‘Banker to Government’?

Reserve Bank of India maintains the Principal Accounts of Central as well as State Governments at its Central Accounts Section, Nagpur. It has put in place a well structured arrangement for revenue collection as well as payments on behalf of Government across the country. A network comprising the Public Accounts Departments of RBI and branches of Agency Banks appointed under Section 45 of the RBI Act carry out the Govt. transactions. At present all the public sector banks and three private sector banks viz. ICICI Bank Ltd., HDFC Bank Ltd. and Axis Bank Ltd. act as RBI’s agents. Only authorised branches of Agency banks can conduct Govt. business.

SBI Clerk Reasoning Sample Paper

a

SBI Clerk Reasoning Sample Paper

1 In a certain code RIPPLE is written as 613382 & LIFE is written as 8192. How is PILLER written in that code ?
(a) 318826 (b) 318286 (c) 618826
(d) 328816 (e) none of these

2 If GIVE is coded as 5137 and BAT is coded as 924, How is GATE coded?
(a) 5427 (b) 5724 (c) 5247
(d) 2547 (e) None of these

3 If PALE, is coded as 2134, EARTH is coded as 41590 , how is PEARL coded in that code?
(a) 29530 (b) 24153 (c) 25413
(d) 25430 (e) None of these

4 If in a certain language , ENTRY is coded as 12345 & STEADY is coded as 931785 , then state which is the correct code for the SEDATE
(a) 918731 (b) 954185 (c) 814195
(d) 614781 (e) None of these

5 If in a certain language , ENTRY is coded as 12345 & STEADY is coded as 931785, then state which is the correct code for the ENDEAR
(a) 524519 (b) 174189 (c) 128174
(d) 124179 (e) 164983

6 If in a certain language CHARCOAL is coded as 45164913 & MORALE is coded as 296137 , how is COACH coded in that language
(a) 38137 (b) 49148 (c) 48246 (d) 49145 (e) none of these

Carbon Tax:

Carbon Tax:

• A carbon tax is an environmental tax levied on the carbon content of fuels.
•  It is a form of carbon pricing. Carbon is present in every hydrocarbon fuel (coal, petroleum, and natural gas) and is released as carbon dioxide (CO₂) when they are burnt.
•  CO₂ is a heat-trapping ”greenhouse” gas(GHGs).
• Scientists have pointed to the potential effects on the climate system of releasing GHGs into the atmosphere.Since GHG emissions caused by the combustion of fossil fuels are closely related to the carbon content of the respective fuels, a tax on these emissions can be levied by taxing the carbon content of fossil fuels at any point in the product cycle of the fuel.
• Carbon taxes offer a potentially cost-effective means of reducing greenhouse gas emissions.
•  From an economic perspective, carbon taxes are a type of Pigovian tax.
•  They help to address the problem of emitters of greenhouse gases not facing the full (social) costs of their actions.
• Carbon taxes are aregressive tax, in that they disproportionately affect low-income groups. The regressive nature of carbon taxes can be addressed by using tax revenues to favour low-income groups.

Important days

 Important days

 Pravasi bharatiya divas-  9 january

World laughter day  - 10 jan

national youth day  -12 jan

army day  - 15 jan

 msrtyr's day or world leprosy eradication day - 30 jan

Banks CMD

1-Allahabad Bank              -J.P.Dua     

3-Bank Of Baroda             - Md malya

4-Bank Of India                 -  Alok Kumar Mishr

5-bank Of Maharastra     - Anup Shanker Bhattacharya

6-Canara Bank                - S Raman

7-central bank Of India   -M V tannksale

8-Corporation Bank        -Ajay Kumar

Sports Questions

a

Sports Questions

 

1. Who is Paradorn Srichaphan?a. A Sri Lankan cricketer
b. A Thai tennis player
c. An Indonesian badminton player
d. A Malaysian golfer
Ans : C

2. Annika Sorenstam, a famous sportsperson, is known as a professional
a. chess player
b. golfer
c. swimmer
d. table tennis player
Ans : B

3. Consider the following sportspersons:I. Aarthie Ramaswamy
II. Sania MIrza
III. Sheetal Goutam.

General English Model Test

a General English Model Test

1. Read the sentence to find out whether there is any error in it. If there is no error, the answer is 'd' (Ignore errors of punctuation, if any)
We have benefited from / the discoveries bequeathed at us / by
(a) (b)
scientists of the last century / No error.
(c) (d)
B

2. Read the sentence to find out whether there is any error in it. If there is no error, the answer is 'd' (Ignore errors of punctuation, if any)
He was beside / himself with rage / when he saw the mess(a) (b) (c)
/ No error
d)

D

3. Read the sentence to find out whether there is any error in it. If there is no error, the answer is 'd' (Ignore errors of punctuation, if any)
Her clothes / were bespattered / by mud. / No error(a) (b) (c) (d)

C

English Antonyms

English Antonyms

1. Dwarf
Giant

2. Destructive
Constructive

3. Centrifugal (away from center)
Centripetal

4. Confident
Diffident

5. Dependent
Independent

6. Dilute
Concentrate, Thicken

7. Deliberate (careful, intentional)
Inadvertent, Unintentional

8. DawnDusk

9. Broad (very wide)
Narrow

10. ConfessDeny

11. Ebb (to diminish or lessen in intensity)Flow

12. CompulsoryOptional

13. DomesticWild

Bank Clerk Numerical Ability

What should come in place of question mark (?) in the following questions ?

51. 832.456-539.982-123.321=?
(1) 196.153
(2) 149.153
(3) 169.153
(4) 176.135
(5) None of these

SBI Bank Clerk Reasoning Mock paper

1.Accident is related to Carefulness in the same way as Disease is related to
(a) Sanitation

(b) Treatment

(c) Medicine

(d) Doctor
 

PO Reasoning sample

a

Directions (questions 1 to 5): Read the following information and answer the questions given below.

(i) A, B, C, D, E, F and G are seven members standing in a row (not necessarily in the same order) facing north.

(ii) C and B have as many members between them as G and C have between them.

(iii) D, who is 3rd from the extreme left, is 3rd to the left of E.

(iv) A and D are neighbors and F and C are neighbors.

1. Which of the following statements may be false?

(a) A is the 3rd to the left of F

(b) D is 3rd to the left of E

(c) F is 3rd the right of A

(d) B is 3rd to the left of C

(e) None of these

 Ans (d)  

Exam Shooter's For Banks Part one

Exam Shooter's For Banks

Who took over as the 19th Director General of the Indian Coast Guard	M. P. Muralidharan Bird
India has declared itself free from	Bird Flu (H5N1
The “7th North-East Business Summit” was held in ------      on January 06,2012.	New Delhi
Who has been declared the' AIFF Player of the Year' 2011	Sunil Chhetri
The scheme of Adarsh Station has been introduced from the year	2009
Which company is India's biggest oil marketer

Punjab National Bank Clerk Exam Solved Paper

Punjab National Bank Clerk Exam., 2009English Language : Solved Paper
(Held on 20-9-2009)

Directions—(Q. 1–10) Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

In a great Palace by the sea, there once dwelt a very rich old lord, who had only one little grand daughter, whose face he had never seen in all her life. He hated her bitterly, because at her birth his daughter died; and when the old nurse brought him the baby, he swore, that he would never look on her face as long as she lived. So he turned his back, and sat by his window looking out over the sea, shedding tears for his lost daughter. Meanwhile, his grand daughter grew up with no one to care for her, or clothe her. An old nurse would sometimes give her a dish of scraps from the kitchen, or an torn dress from the rag-bag. Soon she became known as “Tattercoats”, amongst all as she always wore torn out dresses. And so she grew up, with little to eat or wear, spending her days in the fields and lanes, with only a herd of parrots for a companion.

Abbreviations

List of Abbreviations
A
A.A. — Automobile Association
A.A.F. — Auxiliary Air Force
A.A.P.S.O. — Afro-Asian People’s Solidarity Organization
A.A.R.R.O. — Afro-Asian Rural Reconstruction Organization
A.A.S.F. — Asian Amateur Swimming Federation

Reasoning For Rbi (Sample Questions)

Reasoning : 

1. How many such pairs of letters are there in the word GUARDIAN each of which has
as many letters between them in the word as in the English alphabet ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three

Before The Interview

Before The Interview

Be prepared:

> Do the necessary background research on the company (i.e. its mission, values, organizational culture, products/services, etc) > Ensure that you have the pertinent interview details (i.e. the date, time and venue for the interview, the interviewer’s full name, the correct pronunciation and his or her title) > Prepare the necessary documents to bring along for the interview. These documents would include extra copies of your resume, educational certificates, your identity card/passport, photographs, etc.

Important Days in Our History

Important Days in Our History

Important Days

January 9 NRI Day
January 10 World Laughter Day
January 12 National Youth Day
January 15 Army Day
January 26 India's Republic Day, International Customs Day
January 30 Martyrs' Day; World Leprosy Eradication Day

Sports Terms & Measurements

Sports Terms & Measurements

Sports Terms

Atheletics–Relay, Photofinish, Track, Lane, Hurdles, Shotput, Discuss Throw, Hammar Throw, Triple Jump, High Jump, Cross Country, etc.

Badminton–Shuttle cock, Service court, Fore hand, Back Hand, Smash, Hit, Drop, Net, Love, Double fault, etc.

Baseball–Pinching, Home run, Base runner, Throw, Perfect game, Strike, Put out, etc.

Reasoning

Reasoning : Solved Paper (Bank Exam)

How to Pass an Interview

How to Pass an Interview - 10 Tips

Even the smartest and most qualified job seekers need to prepare for job interviews. Why, you ask? Interviewing is a learned skill, and there are no second chances to make a great first impression. So study these 10 strategies to enhance your interview IQ

Bank P.O. Computers Objective Questions

Bank P.O. Exam

Current Affairs Quiz February 2012

Current Affairs Quiz February 2012

 

1. The World’s Youngest MCP and CCNA, who has exceptionally highest IQ in the world ?
   Vishalini 11 year old Indian girl Vishalini, Born in Thirunelveli, a small city of Tamil Nadu.

IBPS SPECIALIST OFFICER CWE MODEL QUESTION PAPER 2012

IBPS Specialist officer Question Paper 2012 with Answers
IBPS Specialist officer Question Paper with Answers,Candidates can download this question paper to practice the questions.Here we are providing you sample question papers for Specialist officer,useful for IT Officer,HR,Technical,Marketing,Law and Rajbhasha adhikari officers.Here you can have the Reasoning question Paper for IBPS Specialist officer

General English - solved paper of Bank Clerk

General English - solved paper of Bank Clerk
Directions—(Q. 41–50) Read the following passage carefully and answer the questions given below it. Certain words are printed in bold to help you to locate them while answering some of the questions.

The yearly festival was close at hand. The store room was packed with silk fabrics. gold ornaments, clay bowls full of sweet curd and platefuls of sweetmeats. The orders had been placed with shops well in advance. The mother was sending out gifts to everyone.

Computers Sample Questions

1. Programs from the same developer , sold bundled together , that provide better integration and share common features , toolbars and menus are known as ....
(A) software suites
(B) integrated software packages
(C) software processing packages
(D) personal information managers
(E) none of these
ANS (A)

Computer Mock Paper

2. What is the name of the 64-bit Microprocessor developed by AMD?
1.Opteron
2.ISC-9000
3.iMac
4.Athlon
Ans : 1

Bank CLERK SAMPLE PAPER

Bank CLERK SAMPLE PAPER

1 At present the salary of President of India is - (a) Rs. 50,000
(b) Rs. 75,000
(c) Rs. 85,000
(d) Rs. 1,00,000

Po Math Sample paper

1. A clock shows the time as 6 a.m. If the minute hand gains 2 minutes every hour, how many minutes will the clock gain by 9 p.m.?
(a) 30 minutes
(b) 25 minutes
(c) 28 minutes
(d) 34 minutes

Resoning Paper Part Two

1. Piyush is 18th from either end of a row of boys. How many boys are there in that row ?

(A) 26

(B) 32

(C) 24

(D) 35

Banking Awareness

Banking Awareness With Special Reference To Banking Industry
Banking awareness with special reference ti banking industry quiz have 10 questions with answers,these questions collected from ibps po 2011 question paper.In ibps po 2011 exam,banking related questions played major role,these questions are very useful for ibps clerk and as well as po exams.Practice them to get your score and knowledge in this section

Reasoning Sample Paper

1. If the following alphabets were written in the reverse order, which would be the fourth letter to the right of the fifteenth letter from the left?

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
1. G
2. H
3. I
4. S
5. None of these